Introduction

Ramayan Auto Financial Private Limited (RAFL), true to the meaning of its name (‘Aspiration' or Wish’), bridges the gap between people's aspirations, wishes, and reality. A Reserve Bank of India (RBI) registered category "B° Non-Banking Finance Company - Asset Finance Company (NBFC-AFC) with rural and semi-rural financing at the center of its business model, Ramayan provides affordable financing with simple, no-hassle loan products. RAFL and its sister concerns offer two major financial services: Two-wheeler and three-wheeler finance and group-based Microfinance, offered by Ramayan Auto Allied Services (RAAS) - a wholly- owned subsidiary of RAFL.

By enabling affordable personal mobility via two-wheeler and three-wheeler financing, RAFL promises a better life to the lower middle-class and emerging middle-class, and helps. families move up the economic ladder. By offering small ticket income generating loans to bottom of pyramid customers, it offers poor household to increase their income and drastically enhance theirlivelinood.

With overa decade of lending experience in Western Uttar Pradesh, serving areas and clients, where it is not possible for the banks to provide financial services under the current market scenario. This distinctive characteristic of the last mile credit delivery system separates RAFL froma bank and/or other NBFCs.

Mission

To help those who are at the bottom of the pyramid. To work with vigor, dedication, and innovation to achieve excellence in service, quality, reliability, safety, and customer care is the ultimate goal. To earn the trust and confidence of all exceeding their expectations and making the Company arespected household name.

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Corporate values

Corporate Values We will adhere, individually and collectively, to our commitments, our values, and the ethical conduct of our business.To our customers, we are committed to providing quality products and services that consistently represent an exceptional value and result in high customer satisfaction.

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Products

We are catering individual loans to small entrepreneurs, business and skilled professionals to expand their business. Our loan process facilitates them with easy loan process to avail our loans.

Personal Loans

Get your desired capita with us. We believe in helping people according to they want. Apply for Personal Loans.

Commercial Vehicle Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Micro Finance Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Insurance Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Gold Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Home Furnishing

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Doctor Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Poket Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Emi Store Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Heavy Vehicle Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

Top-up Loan

Start your own new business or Expand the old one with Us. Apply For business loans for Startups also.

How to Apply?

Apply Online

Apply for all kinds of loans within a few clicks from the comfort of your home

Compare & choose

Compare from a variety of available options and choose what suits you best

Check Credit Score

Credit score determines your credit behaviour. Check it for free and apply for a loan instantly.

Submit your Documents

Hassle Free Paperless Documentation done at your fingertips.

Get Money Instantly

Get money in your account instantly and fulfil your dreams

WhyRamayan Auto Allied Service?

We make individual
finances simple.

10K+ Happy Customers

Our financial assistance and services have in return given us beautiful smiles of our satisfied clients.

20+ Years of Experience

We are highly experienced in what we do and under our support, you will certainly feel financially independent

Privacy is priority

Your privacy is above all profits for us. Your personal data and information are encrypted and fully secured

Easy & simple documentation

Hassle free paperless documentation keeping your safety in mind from the comfort of your home

Online Disbursal

Once all the documentation is done, Receive money online directly in your bank account

Instant Approval

Enjoy Instant loan approval and take off to fulfil all your dreams and aspirations

Our Partners

  • HDFC Bank
  • ICICI Bank
  • IDFC Bank
  • Fullerton India
  • Ujjivan Small Finance Bank
  • Equifax